A Better Home Loan Starts With Better Interest Rates & Lower Fees
Lending in CA, CO, & WA
Quick Quote. NO SSN, NO Credit Check, NO Hassle. Start Here -> Get Pricing -> Set Custom Rate Alert -> Apply. Conventional | VA | FHA | Jumbo | DSCR | Bank Statement | Commercial | More.
Experienced, Transparent, Honest, and Ready to Help You Win.
Nicholas Stromberg
Loan Officer
My Goals, Your Results
- Stress-Free Process: I’m committed to making your mortgage experience as easy and stress-free as possible. You’re not just a number; you matter.
- Unbeatable Combination: Expect the best in rates, cost, experience, and execution.
- Customized Solutions: No “one size fits all” here; every solution is tailored for you.
- Transparency and Communication: 100% clarity in every step, understand the "why."
- Exceptional Service: I aim to be the best loan officer you’ll ever work with. If I exceed your expectations, I’d love for you to share your experience with friends and family.
I’m empowering consumers with what they've always wanted—direct access to personalized pricing, automated alerts, and a simple online application process enhanced by AI (if you choose). There’s nothing more fulfilling than helping clients achieve remarkable transformations; it drives my passion for this work.
Let’s face it, no one gets excited about getting a mortgage. It can feel personal, invasive, stressful, and even a bit daunting. I’m here to change that.
Outside of work, I’m a dedicated husband and father, with my family at the heart of everything I do. I coach little league baseball, have a passion for sports, and stay engaged with innovative business and emerging technology. You can find out more about me on LinkedIn.
Ready? Schedule a Meeting
Phone: (619) 929-0233
NMLS#: 1524159
License: CA, CO, WA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
199+
Number of Lenders
8788+
1392+
Ready to settle your mortgage plan?
Let's strategize. This is chess, not checkers.
Services
Home Purchase
Are you a first-time home buyer? There is much to learn, I will prepare you, and guide you through the process. We are in it together, the more proactive you are, the better we execute your transaction.
Low Rate Refinance
Need to refinance to get a better rate? I will provide great, custom solutions for your financial plan. Let's discuss your short and long term goals to refine your options, and you decide the best fit.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. Your home is an asset you can use as a tool to unlock financial milestones, or restructure existing debt, converting it to a write-off.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.