A Better Home Loan Starts with Better Interest Rates and Lower Fees.
Lending in CA, CO & WA

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Hours

Mon-Fri: 9 AM - 5 PM
Sat: By Appointment

Nicholas Stromberg

Nicholas Stromberg

Loan Officer

Bio:

My Goals, Your Results

  • Stress-Free Process: I’m committed to making your mortgage experience as easy and stress-free as possible. You’re not just a number; you matter.
  • Unbeatable Combination: Expect the best in rates, cost, experience, and execution.
  • Customized Solutions: No “one size fits all” here; every solution is tailored for you.
  • Transparency and Communication: 100% clarity in every step, understand the "why."
  • Exceptional Service: I aim to be the best loan officer you’ll ever work with. If I exceed your expectations, I’d love for you to share your experience with friends and family.

I’m empowering consumers with what they've always wanted—direct access to personalized pricing, automated alerts, and a simple online application process enhanced by AI (if you choose). There’s nothing more fulfilling than helping clients achieve remarkable transformations; it drives my passion for this work.

Let’s face it, no one gets excited about getting a mortgage. It can feel personal, invasive, stressful, and even a bit daunting. I’m here to change that.

With a unique blend of experience and dedication, I go the extra mile for my clients. Prior to joining Loan Factory in fall 2024, I directly funded nearly $300 million in home loans and was a catalyst for over $200 million more. I previously led the mortgage sales division at a top-rated private mortgage bank, helping build the business from the ground up over eight years.
In addition to being a top producer and leader, I helped shape the company’s infrastructure, advised on the most complex transactions, and supported the processing team. Having analyzed thousands of loan scenarios, credit profiles and tax returns, I'm well-equipped to get you to the finish line as succinctly as possible.

Driven by a competitive spirit, I grew up as a three-sport athlete and played NCAA golf at North Dakota State University. I later earned a master’s degree in sport management from the University of San Francisco, graduating at the top of my class, and spent a few years as a hockey agent. Now, with access to the best rates and lowest costs, I’m more competitive than ever.

Outside of work, I’m a dedicated husband and father, with my family at the heart of everything I do. I coach little league baseball, have a passion for sports, and stay engaged with innovative business and emerging technology. You can find out more about me on LinkedIn.


Ready? Schedule a Meeting 

Phone: (619) 929-0233

NMLS#: 1524159

License: CA, CO, FL, MN, ND, SD, WA

Spoken Language: English

My reviews on Google

Nick Stromberg with Loan Factory was extremely knowledgeable and helpful. It was our son’s first home purchase and refinance and he made it a very easy, user friendly experience. He was always available for questions and helped us every step of the way!
NICK is the best loan agent I have ever worked with! He has helped me with 2 loans now and was there every step of the way. He answered all questions and made sure my transactions went smoothly. He also is very honest and upfront with all costs and pricing involved with the transaction. Jeraldine Aguilar at the Loan Factory also helped streamline the whole process with all the paperwork involved and also had great communication during the transaction. I would highly recommend them to anyone looking for a loan. Thanks Again
Nick, is the best agent I ever had since 1985 when I started my real state ventures. He helped me twice in the past two years financing and refinancing two difficult transactions and he was able to resolved and closed them successfully. If I were to need another real state transaction whether business or personal, I will definitely hire him again as my agent.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 237 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

237+

Number of Lenders

Services

Home Purchase

Home Purchase

Whether it's your first home, or you are a seasoned investor, it's important to do it right and be proactive. Together we create a plan, define your limits, review options, execute and win. Do you want to work with the best? Let's get you pre-approved today!

Re-finance Low Rate

Rate and Term Refinance

"Rate and Term" loans have the lowest refinance rates. Lower your existing rate, shorten the term, even roll in PACE financing. On many Jumbo loans, seldom used HELOCs can be refi'd as rate and term. Connect for a no pressure consult and well-informed solutions.

Re-finance Cash Out

Refinance Cash Out

Turn your home's equity into cash. Restructure existing consumer debt, pay it off to increase your credit score and convert it into a mortgage interest write-off. Pay for your child's tuition, family vacations, take cash for a rainy day, it's up to you. Your home is your bank, use it.

Why Me?

Independent Advice.

I provide expert level guidance, honesty, transparency and education.

Customers First.

No padded margins. I blow away the competition and I absolutely love it.

Low Rates, Live Pricing

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Service.

Elite service, speed, low rates and fees, and committed to excellence.

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