A Better Home Loan Starts with Better Interest Rates and Lower Fees.
Lending in CA, CO, FL, MN, ND, SD & WA
Quick Quote. NO SSN, NO Credit Check, NO Hassle, Start Here to Compare Rates and Set Your Customized, Daily or Weekly Rate Alerts, to Track the Market in Real Time. This is a Game Changer.
Nicholas Stromberg
Loan Officer
Bio:
My Goals, Your Results
- Stress-Free Process: I’m committed to making your mortgage experience as easy and stress-free as possible. You’re not just a number; you matter.
- Unbeatable Combination: Expect the best in rates, cost, experience, and execution.
- Customized Solutions: No “one size fits all” here; every solution is tailored for you.
- Transparency and Communication: 100% clarity in every step, understand the "why."
- Exceptional Service: I aim to be the best loan officer you’ll ever work with. If I exceed your expectations, I’d love for you to share your experience with friends and family.
I’m empowering consumers with what they've always wanted—direct access to personalized pricing, automated alerts, and a simple online application process enhanced by AI (if you choose). There’s nothing more fulfilling than helping clients achieve remarkable transformations; it drives my passion for this work.
Let’s face it, no one gets excited about getting a mortgage. It can feel personal, invasive, stressful, and even a bit daunting. I’m here to change that.
Outside of work, I’m a dedicated husband and father, with my family at the heart of everything I do. I coach little league baseball, have a passion for sports, and stay engaged with innovative business and emerging technology. You can find out more about me on LinkedIn.
Ready? Schedule a Meeting
Phone: (619) 929-0233
NMLS#: 1524159
License: CA, CO, FL, MN, ND, SD, WA
Spoken Language: English
My video
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 238 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
238+
Number of Lenders
10508+
1653+
Services
Home Purchase
Whether it's your first home, or you are a seasoned investor, it's important to do it right and be proactive. Together we create a plan, define your limits, review options, execute and win. Do you want to work with the best? Let's get you pre-approved today!
Rate and Term Refinance
"Rate and Term" loans have the lowest refinance rates. Lower your existing rate, shorten the term, even roll in PACE financing. On many Jumbo loans, seldom used HELOCs can be refi'd as rate and term. Connect for a no pressure consult and well-informed solutions.
Refinance Cash Out
Turn your home's equity into cash. Restructure existing consumer debt, pay it off to increase your credit score and convert it into a mortgage interest write-off. Pay for your child's tuition, family vacations, take cash for a rainy day, it's up to you. Your home is your bank, use it.
Why Me?
Independent Advice.
I provide expert level guidance, honesty, transparency and education.
Customers First.
No padded margins. I blow away the competition and I absolutely love it.
Low Rates, Live Pricing
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Service.
Elite service, speed, low rates and fees, and committed to excellence.